It struck me today that the amount of debt I'm in is almost exactly the same amount it would cost to buy my 'realistic dream car', a brand new and fully optioned VW EOS.
It was a huge light bulb moment for me, for two reasons. One, I can't believe I let things get so bad that I'm a 'sweet car in debt'. Two, now I'm in such a debt reduction mindset I can't believe that I'd ever spend over $55,000AUS on a car!
That said, by the time I've paid off all my debt and fully funded my emergency fund, I should be able to pick up a second hand one for much less than that. Score!