Monday 1 December 2008

The Ugly Truth – Day 458

Debts

  • Personal Loan: -$19,136
  • Credit Card 1: -$5,681
  • Credit Card 2: -$6,147
  • Credit Card 3: (transferred to Card 4)
  • Credit Card 4: -$15,719
  • Credit Card 5: (paid in full)
  • Credit Card 6: (paid in full)
  • Credit Card 7: (paid in full)
  • Credit Card 8: -$4,750

Savings

  • Emergency Fund: +$2,000
  • Car Fund (Maintenance & Registration): +0
  • Short Term Goal Fund: +$1,250 (Current goal is new bedroom furniture)
  • Home Deposit Fund ($60,000 Goal): +$1,000
  • UK Tour Fund ($10,000 Goal): +$1250

Total: -$51,433
Debt reduced from last month: +$321
Debt reduced from Sep 2007: +$5,339

Another tiny change downward this month, as I had to get the car serviced and it cost heaps, plus pay the NRMA membership.

I need to make more of a dent in those balances down though, it’s driving me mad.

I’ll be tracking my spending more tightly over the next few months to see where it’s all going.

I did manage to add another $250 to my travel fund and also my short term goal fund though so that’s cool.

My goal for this month is to finally crack through the $50K barrier, it’s been far too long coming.

Roll on payday.

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3 comments:

  1. Looks like you are doing great! I know how remaining balances can be annoying! I have about $900 left on a credit card and I just want to write one big check and get it over with... that's not in the budget though, as satisfying as it might be!

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  2. Don't you hate those (relatively) small amounts that poke you in the eye every time you look at them! Of course, we'd rather it all be teensy amounts, but I hate seeing more than 1 teensy amount. You're doing so well :)

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  3. hi there debtdiet,
    great info and article you have here. i just wonder if you could add my blog (www.zulhusni.com)into your snowflake blogroll as i want to be a part of the ec community. i will link to your blog as a return. hope to hear from you soon. tq

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